Most people know about payment security rules: what card information can be reported and what can’t.
What other protection is there for your cards and accounts?
To protect the details of your card from prying eyes, you can pay with a smartphone. Make payments in stores using a smartphone with Google Pay or Apple Pay, then no one will see the card details.
How do I pay with Apple Pay and Google Pay?
You must add a card first.
How to do it on the example of Apple Pay?
Open the Wallet app.
Enter the payment card data manually or scan the card data using the smartphone camera.
Then you need to confirm the addition of the card. To do this, enter the SMS code from the bank
Why is it safe?
To make a payment with Apple Pay, you need to confirm your Face ID, Touch ID or password.
Touch ID is a method of authentication through a fingerprint.
Face ID is a method of authentication through face recognition.
How do I pay with an iPhone with Face ID or Touch ID?
To authenticate, you need to look at the iPhone (Face ID) or put your finger on the Touch ID sensor. Next, you need to keep the smartphone at a distance of a few centimeters from the contactless reader until the confirmation of payment.
In both cases, with both Google Pay and Apple Pay, the card data is securely encrypted, the card number is converted into a unique payment code that cannot be forged.
To set up payment with Google Pay, you need to open the Google Pay application to add your card on a similar principle as in the case of setting up payment with Apple Pay.Make sure your smartphone meets the standards and has the technical capability to make such payments.
Use modern technologies that banks are actively implementing in order to secure your personal data and funds.
For example, Privatbank customers can use the technology of card and account protection, which is called “Voice Biometrics”.
Voice biometrics is a technology for creating biometric voice casts of customers, which allows you to identify a person by a set of unique voice characteristics and provides additional protection for accounts and personal data.
That is, if you call the contact center of the bank, the system will quickly recognize you by voice.
Such identification speeds up service and protects your funds, as no one but you will be able to perform any operation by contacting the contact center of the bank on your behalf.
How exactly is the security of calculations ensured by “Voice Biometrics”?
By comparing the recorded voice print with the client’s voice at the time of the call.
Voice casting should be recorded every two years, as the voice tends to change slightly over time.
Most people know about payment security rules: what card information can be reported and what can’t.
What other protection is there for your cards and accounts?
To protect the details of your card from prying eyes, you can pay with a smartphone. Make payments in stores using a smartphone with Google Pay or Apple Pay, then no one will see the card details.
How do I pay with Apple Pay and Google Pay?
You must add a card first.How to do it on the example of Apple Pay?
Open the Wallet app.
Enter the payment card data manually or scan the card data using the smartphone camera.
Then you need to confirm the addition of the card. To do this, enter the SMS code from the bank
Why is it safe?
To make a payment with Apple Pay, you need to confirm your Face ID, Touch ID or password.
Touch ID is a method of authentication through a fingerprint.
Face ID is a method of authentication through face recognition.
How do I pay with an iPhone with Face ID or Touch ID?
To authenticate, you need to look at the iPhone (Face ID) or put your finger on the Touch ID sensor. Next, you need to keep the smartphone at a distance of a few centimeters from the contactless reader until the confirmation of payment.
In both cases, with both Google Pay and Apple Pay, the card data is securely encrypted, the card number is converted into a unique payment code that cannot be forged.
To set up payment with Google Pay, you need to open the Google Pay application to add your card on a similar principle as in the case of setting up payment with Apple Pay.
Make sure your smartphone meets the standards and has the technical capability to make such payments.
Use modern technologies that banks are actively implementing to secure
