When you buy an apartment on the secondary market you need to be very careful. Secondary real estate has its own history in which there are dark pages.
These are arrests, lawsuits, illegal redevelopment and registered relatives. How to buy real estate safely?🤔🙌🏻
🎯Find out who owns the housing, whether there are any encumbrances on it, by obtaining an information certificate from the State Register of Real Rights.
The certificate will allow you to find out:
1. who actually owns the apartment
2. whether there are other co-owners of housing
3. when the real estate was acquired and what are the grounds for its acquisition
4. whether any rights to immovable property are registered, except the right of ownership (right of lease, right of economic management)
5. whether there are any encumbrances on real estate (arrest, prohibition of alienation, mortgage)
🎯Check whether the object of real estate was not the subject of litigation: search by name. carry out the owner on the web portal “Judiciary of Ukraine”.
🎯Get a certificate of no debt for utilities. It is likely that along with the apartment you can buy the debts of previous owners. Since there is no single certificate of absence of debt, the buyer must check the absence of debt to utilities.
🎯Use the information from the Unified Register of Debtors to make sure that the current homeowner does not have arrears of utility bills. Buying real estate means that, in addition to ownership, you pass on the responsibilities associated with it. But the debt for utilities, which has accumulated earlier, the new owner does not have to pay: it is the responsibility of the previous owner.
🎯 Contact your nearest state registrar to review property transfers. In order to obtain the relevant information, the registrar must provide an identity document and pay an administrative fee. be an alarm signal to the buyer and indicate fraudulent actions with the property. If the results of this monitoring reveal that property owners have changed frequently and quickly, this may be an alarm signal to the buyer and a sign of property fraud.